Top 10 List of Loan Companies In USA

When you think about top 10 loan companies in the USA, that offer low-interest rates, are quick in depositing loan proceeds into your account, have flexible repayment terms and considerate loan recovery methods, plus a good trust score and, impartial reviews, what will come to your mind are the companies in this list. Furthermore, we know that your aim for analyzing those factors before patronizing any of them is to enable you to borrow from a company with the best terms and conditions.

loan companies in the USA

In this post, we will show you top 10 loan companies in the USA who made the list either because they offer low interest, are trusted, have flexible repayment terms, grant you personal loans and deposit the same into your bank in 3 – 24 hours. These are the best loan companies in that sector. Lets us unveil this list now.

Top 10 List of Loan Companies In USA

1. Credit Direct

list of loan company in USA-Credit Direct


Credit Direct makes the list of loan Companies in the USA. They offer personal and unsecured loan facilities to its customers. They also give direct credit lines using over 15 direct lenders to give you the best loan rates in the market.

In addition, they are experts in consolidation loans and you can apply for new loans on their website. With all the services they offer, they merit being in the list of top 10 loan companies in the USA.

Also, this company, process, and grants prequalified loans using Furthermore, they have a license to operate offices in over 13 states in the U.S. Finally, over 50 satisfied customers rate them with 5 Stars and are accredited by Consumer affairs. Visit the website to learn more.

2. Lending Tree

list of loan companies in the USA- Lending tree

Lending Tree is an accredited Brand by Consumer Affairs that is one of the reasons it makes the list of loan companies in the USA.

It is an online market where borrowers can easily link with lenders of their choice. Their aim is to bring borrowers to where they have the power to make a choice from various loan providers to get competitive rates. The available loan types are personal loans, business loans, student refinances, credit cards, mortgage, mortgage refinances, auto loans, etc.

The lending Tree uses best practices to grant loans. That is another reason it is a good loan company in the USA. For instance, it requires borrowers to have a credit score of 640 -750, FHA, VA, USDA. Also, Community Home buyers are to pay a minimum of 10% capital contribution, while normal loans involve 5-20% capital contribution. The company has 53, 5 Stars ratings by its reviewers. Visit their website for more information.

3. Currency Capital

list of loan companies in the USA-Currency

Currency Capital’s gives your business, financing choices for business loans, equipment financing, equipment leasing, and working capital facilities. They give good interest rates and 100% financing facilities.

Currency Capital is part of the leading loan companies in the USA. The company is declared the worldwide leader in online business financing. With over 10 years of experience in big equipment lending. This company’s products include granting loans to all types of businesses for expansion.

Furthermore, businesses that want loans can visit Currency Capital, respond to a few questions to find out the types of loans they qualify for. They have a 5 Stars rating from over 106 reviews. Visit them to learn more.

 4. LoanMe


list of loan companies in the USA-loan me

The company lends personal loans fast in four hours and gives loan for debt Consolidation too. This is what qualifies it to be among the list of loan companies in the USA.

LoanMe started in 2013 and grants quick personal loans in the range of $2,600 to $100,000. You can get your loan proceeds paid into your account in less than 3 to 4 hours. In addition, you make the repayment by fixed monthly installments without any pre-payment penalty.

LoanMe is your partner when life throws a curve ball at you. It has 5 Stars from Reviews by 379 individuals. Visit the website to learn more.

5. Credible

list of loan companies in the USA

Credible tops the list of loan companies in the USA, because they are credible. If you use their services, you will have access to more than 7 personal loan lenders at once. This large number gives you interest rates as low as 6%. Annual principle rates (APR).

You can also use their search engine to get a competitive lender to refinance your student, personal and Federal student loans. Trustpilot gives this lender’s service, a trust score of 9.6 out of 10. Find Review here. To learn more, visit their website

Related: 10 Payday Loans Direct Lenders For Bad Credit And No Credit Check

6. Upgrade


This lender is new in the market but it makes the list of loan companies in the USA because it has a Trust score of 9.5 out of 10. The owners were formerly working with Lending club. You can also get a loan of either 3- or 5-year term. The smallest loan you can get from Upgrade is $1,000. Their interest rate is about 8 % APR.

The highest amount you can borrow is $50,000 which you can receive into your bank account in 24 hours. Their repayment terms are flexible. You can also make repayment as you choose because the lender allows you to work out a suitable repayment date. Visit the website to access the lender.

7. SoFi


This lender can borrow you a minimum of $5000 and a maximum loan of $100,000. It has a longer repayment term of 7years. Your loan term gives you a low fixed interest rate of 6% if you choose to make payment automatically.

Another benefit is its protection for the unemployed, which is a fine reason to add them to the top 10 list of loan companies in the USA. This company stops your loan repayment for 3 months if you lose your job. SoFi can increase this break from repayment, by another 3 months and finally up to 1 year if you are still jobless for that long.

This provision of temporarily stopping repayment if you lose your job is unbelievable. You know that other lenders will ask you to continue to pay minimum amounts even if you lose your job. The fact is that it is only Federal student loans, that allows borrowers to temporarily stop repayment without charging penalty.

SoFi lends you money to refinance your Student loan, Home mortgages, to refinance Medical resident student loan, and Personal loans, without charging you loan origination fees or penalty for prepayment. It also has a Trustpilot score of 9.0 out of 10. Visit website

8. Best Egg


Best egg

This lender approves your request quickly and can credit your bank account with loan proceeds the next day after your loan is approved. It also has next day payment of the loan proceeds to your account. In addition, the give loans of 3 – 5 years terms with low interest rates of 6%. You can also borrow personal loans of up to $35,000. However, the lowest loan you can borrow from BestEgg is $2,000.

Furthermore, to qualify for a loan easily you should have a minimum credit score of 640 and an average score of 700 with a good job. However, they are new in the business yet they have a Better Business Bureau rating of A+, and a Trust pilots score of 9.4 over 10.   Visit them to learn more.

9. Fiona


Fiona searches for the best loan providers and the most competitive loan terms for you that match your exact needs. This service differentiates them from other lenders and wins it a place as one of the loan company in the USA to beat.

Furthermore, they don’t just give you a list of lenders to pick from but work with you to match you with a lender that can give you the best loans terms. The personal loan’s rate here is as low as 3.85% which is a big difference from the high rate of 15% for your Credit Card loans. Trust pilot score – is not shown. Visit website.

10. Prosper


Among the top 10 list of loan companies in the USA, Prosper is one of the prime peer-to-peer lenders. Prosper, can lend you a maximum loan of $40,000. You can also borrow loans of a fixed rate with either a 3-year or 5 -year repayment term.

Peer-to-peer lending (P2P) is a miracle that allows private investors to lend directly to you that want to borrow. With this service in the finance industry, you are able to jump the usual loan application process in a brick and mortar bank and make the loan cheap.

Furthermore, Prosper gives you debt consolidation and baby adoption loans. Prosper also grants loans for home improvement, working capital for small businesses, and special occasion loans.

It has a good interest rate that begins from 6.90%. Its Trustpilot score though is 2.5 out of 10. However, 60% of the Reviews are exceptional. A further breakdown of the Review shows that 17% were excellent and that the low Trustpilot score was as a result of 3 new bad reviews. Visit the website to learn more.


The top 10 list of loan companies in the USA is now in your hands. Use it to make your personal loans search competitive and repayment, stress-free. If your favorite personal loan provider is not on this list, send us a message and we will add it when we review the list. Please share this article on social media.

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