Nigeria is blessed with a lot of banks all out to cater to the financial needs of both the public and the government. presently there about 21 banks in Nigeria all governed by the Central Bank of Nigeria. Banking systems have enhanced their technological platforms. There are more customer-friendly programs in this individual banks. This article will give you insight on the top 10 best banks in Nigeria in terms of profitability, reputation, total assets, customer database, maintenance and lastly international relationships. Continue reading as we enumerate the top 10 best banks in Nigeria
Top 10 Best Banks in Nigeria This Year
- Zenith Bank Nigeria
- Guaranty Trust Bank Plc
- First Bank of Nigeria
- Access Bank Plc
- United Bank for Africa (UBA)
- Diamond Bank Plc
- Fidelity Bank Nigeria
- Ecobank Nigeria Plc
- Skye Bank Nigeria
- Union Bank Nigeria Plc
Related: List of all Banks in Nigeria
1. Zenith Bank Nigeria

Zenith Bank
Zenith Bank operates a wholesome and exciting platform. Currently, the bank has amassed about $15.7billion in assets and has about 500 branches in the country with affiliations and branches in different countries in the World including Gambia, Sierra Leone, South Africa and the United Kingdom. Zenith Bank also offers e-banking platforms, investment banking opportunities amongst others. Zenith Bank rates 293rd among the banks in the world but is 6th position in Africa. Zenith Bank has well over 500 branch offices and amasses millions of customers in Nigeria and all of its branches in the world.
2. Guaranty Trust Bank Plc.

GTB Bank
Guaranty Trust Bank is one of the largest and best financial institutions in Nigeria. It is also profitable banks based in Victoria Island, Lagos, the home to its headquarters. GTB offers internet banking, corporate e-banking, investment banking etc and can be found many countries in the world including Uganda, Kenya, the United Kingdom including countries found in the Ecozone. Presently, GTB operates with well over $11.77 trillion in assets and over 374 billion in equity with well over 10,000 employers. The bank also boasts of about 231 branches, 17 cash centres, 18 e-branches, and about 1165 ATMs in Nigeria.
Read also: How to open a bank account online
3. First Bank of Nigeria

First Bank
First Bank of Nigeria is also one of the top and biggest banks in Nigeria. It remains among the top multinational banks with affiliations in many countries in West Africa and other countries in the world such as China, France, South Africa etc.
Presently the First bank has well over $21.3 billion in assets and about well over 750 branches in the world. First Bank offers internet banking, investment banking among other packages, all designed for customer satisfaction. This is why the bank boats of a client bank of well over 10 million and employ about 7,000 staff.
4. Access Bank Nigeria

Access Bank
Access Bank happens to be one of our top 10 best banks in Nigeria because it operates well over 309 branches and 1600 ATM centres in Nigeria and has a total of $12.6 billion in assets. With a large client database of about 5.7 million and affiliations with many countries in the world (including the United Kingdom and Sub Saharan Africa) Access Bank rates among the most prestigious banks in Nigeria.
5. United Bank for Africa (UBA)

United Bank for Africa
United Bank for Africa alias UBA has about 7 million customers and about 700 branches in Africa and affiliations with other banks in the world including United States, United Kingdom and France. Currently, UBA has a total of $12.3 billion in assets and about 428 branches in Nigeria and all over the world.
Also Read: How To Check Your BVN Number Online
6. Diamond Bank Nigeria Plc

Diamond bank
Diamond Bank Nigeria rates among the best banks in Nigeria. With about 240 branches in Nigeria. It also has affiliations and branches in other countries in the world including Togo, Cote d’Ivoire and the United Kingdom. Currently, Diamond Bank also has total of $7.3 billion in assets and a very large customer database.
7. Fidelity Bank Nigeria

Fidelity Bank
Fidelity Bank Nigeria currently tops among the most reliable banks in Nigeria which is a far cry from its early days. It currently has a customer base of about 2.3 million customers and boasts of a total assets of $6.31 billion. Fidelity Bank also boasts of about 220 branch offices in the country. Fidelity Bank Nigeria also has numerous packages including investment banking and e-banking platforms.
8. Ecobank Nigeria Plc

Ecobank Nigeria
Ecobank Nigeria is currently among the best banks in Nigeria. It has increased its assets tremendously having about $20 Billion in assets currently. Ecobank Nigeria is a subsidiary of the Ecobank Pan African Bank which is in about 32 countries in the World including Benin, Burkina Faso, Burundi, Cameroon, Cape Verde, the Central African Republic and affiliations in Paris, South Africa, Dubai and London.
Ecobank runs a whole lot of platforms including retail banking, investment banking and wholesale banking, e-banking platforms amongst others. Ecobank has a large client base and runs about 1,000 branches in Nigeria and outside the country.
Read also: Internet Banking Made Simple: How to get started in Nigeria
9. Skye Bank Nigeria

Skye Bank
Yes, Skyebank also tops the list of banks in Nigeria. SkyeBank Nigeria is a prestigious bank in Nigeria with subsidiaries in Sierra Leone, Gambia, Liberia, Angola, the Republic; of Guinea and Equatorial Guinea. Skye Bank also has total assets of about 3.9 billion and a large number of branches in Nigeria and other countries in the world.
10. Union Bank Nigeria Plc

Union Bank
Union Bank is among the oldest banks in the country and the 14th largest bank in Africa according to the 2009 World Statistics. Union Bank currently has well over 200 branches in Nigeria and other countries in the World including Johannesburg, London, Benin Republic and so on. it presently boasts of about $6.8 billion in assets.
And here you have it; the top 10 best banks in Nigeria.
Related: Top 10 Best Commercial Banks in India
Feel free to represent your bank in the comment box below and do not forget that this list is based on global standings and not the mishaps of a single branch.